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CCCS of the Mid-Ohio Valley, Inc. 2018 ©

CCCS of the Mid-Ohio Valley has been approved to provide counseling certificates in compliance with the Bankruptcy Code. Approval does not endorse nor assure the quality of an Agency's services.

Privacy Notice
Consumer Credit Counseling Service of the Mid-Ohio Valley, Inc. is committed to maintaining the privacy of individuals and/or families who have contacted us for assistance. We ensure that all information shared, both orally and in writing, will be managed within legal and ethical considerations. Personal information such as debt balance, debt obligation, income, living expenses and financial circumstances may be provided to creditors.  This information may not be provided to other parties without prior authorization.  We may also use aggregate case file information for the purpose of evaluating our services, gathering valuable research information and designing future programs. Your confidentiality will be maintained through the use of a unique individual client number or by using aggregate data in all circumstances.

2715 Murdoch Avenue
Parkersburg, WV 26101
f 304-485-3286
Mon - Fri: 8:30 - 5:00
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Sharpen Your Financial Focus
NEW!! Student Loan Counseling

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CCCS of the Mid-Ohio Valley will make every effort to accommodate clients with a disability. If you think an alternative counseling format might be beneficial, please reach out to CCCS at 304-485-3141.

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Home Buyers Education

Home Buyers Education: Make Your Move

Buying a home is probably the biggest, most expensive purchase you will ever make. Educating yourself before you become a homeowner can help you get the best home for your money. The Make Your Move... A Guide to Home ownership course will help you understand the terms used in the home-buying process, the professionals you'll work with, and the documents you'll need to close your loan. You'll learn what to expect as you go through the process of shopping for and buying a home. You'll learn how to get the best deal, and how to avoid predatory lenders. You will receive a certificate when you finish the course.

Make Your Move covers essential topics clients need to  know before
they buy a home, and after they become new homeowners, including:

Make Your Move helps you become a financially savvy homeowner. You'll learn why you need to get your finances in shape, and how to do it, before you even start looking at houses. You'll learn how to create a budget, check your credit report and get your financial documents in order. Doing all of this help you be well-prepared to apply for a loan.

Realtors? Home inspectors? Underwriters? You'll learn about the professionals that are involved in the home-buying process, and their role in making sure you get into the home that best fits your needs and budget.

You'll learn how to find the right lender, and how to questionable or predatory lending schemes.

There's more to buying a home that just finding one you like. You'll learn how to select the right home – or build one, if that's the option you prefer. Ultimately, your goal is to find a home you like that fits your budget and your needs.

You'll learn about the credit approval process and many of the types of loans available for home buyers. Some specialized loans may be available to you based on your income, vocation or other criteria. After you get your loan, you'll learn about the steps involved in making an offer and closing on the purchase of your new home.

You'll learn how to be a good homeowner. Make Your Move includes lists of seasonal maintenance chores. You'll learn why repairs and maintenance are essential when you're living in your home, and when you want to sell it.


Conflict of Interest Disclosure